Shut up and take my money. But give me more in return. Life PLS.
Financial literacy is not very common in the Philippines. It seems to be a practice only for the already rich. Maybe because they know what it took to get there and so they would prefer to stay wealthy? I wouldn't say I'm fully financially literate but I know some stuff. And it's always about your priorities. If you prefer spending over saving to really enjoy life, can't help you there, mate.
To be honest, I'm just glad I'm not in any major debt I can't seem to pay off even if I don't have my own house & lot or a car. Just looking at the bright side of things. So how do I stay debt free at my late 20's? Here are a few tips I practice. If you're already rich, please skip to the next programming article.